HUD Homes For Sale

CASH Realty & Auction offers many different auction services, some of which fall under the category of real estate auctions. HUD homes are just one of the many types of real estate that is available for sealed bids.

Our HUD properties are mostly in the Buffalo area as well as many of the surrounding areas of Western New York. We constantly have other properties and estate auctions, including foreclosures and liquidations.

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Call Joseph Whittington at 716-695-8350 or your agent for more information on HUD homes.

Information On Buying HUD Homes

Q. What is a HUD Home?

A. A HUD home is a 1 to 4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.

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Q. Who can buy a HUD Home?

A. Almost anyone! If you have the cash or can qualify for a loan (subject to certain restrictions) you may buy a HUD Home. HUD Homes are initially offered to owner-occupant purchasers (people who are buying the home as their primary residence). Following the priority period for owner occupants, unsold properties are available to all buyers, including investors.

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Q. How are HUD Homes sold?

A. All HUD Homes are sold through an online bidding process. Any real estate broker registered with HUD may submit an offer and contract to purchase on your behalf at HUD pays the real estate broker’s commission, if included in the contract.

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Q. Are there any special programs?

A.Properties in designated areas are available at a reduced sales price to law enforcement officers, teachers, firefighters, emergency medical technicians, nonprofits and local governments.

For more information about these special programs call your real estate agent or Joseph Whittington at 716-695-8350

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Q. What about financing?

A. Although HUD does not offer financing directly, some of our homes qualify for FHA-insured loans. Shop around for a lender to find the best loan terms.

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Q. Real Estate Agents:

A. For detailed information on placing bids, go to

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Upcoming Auctions